No Problem with the Credit

I had no clue what to do.  My mortgage Canada bad credit rate has finally caught up with me.  I thought at first it was a good idea just to get a loan no matter what the variables.  I had a floating rate that I thought would go down during this time, but mine went up instead.  I have decided it is now time to refinance.  I found a bank that has looked at my most recent history instead of 5 years ago.  They noticed that I have been making my payments faithfully and have decided to give me a fixed loan that will work perfectly for me.

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